Health insurance made for Filipinos

Quality medical coverage for every Filipino, at every stage of life.

Whether it's just you or your whole family, compare our plans, get an instant premium estimate, and we'll follow up with a formal quote - no pressure, no calls.

Young professionalsFamiliesExpats
Up to ₱5M coverage/year24/7 emergency assistanceRenewable to age 100
Family health insurance
Annual coverage up to
₱5,000,000
Backed by
Pacific Cross
75+
Years of insurance experience
₱5M
Max annual coverage on Select Plus
24/7
Emergency medical assistance
100
Guaranteed renewable to this age

Real protection, made simple

Comprehensive medical benefits designed to give you financial security in times of illness - at home and abroad.

No cash outlay

Get treated at accredited hospitals with no upfront payment - or file for swift reimbursement.

Comprehensive benefits

In-patient, surgical, critical care, mental health, and emergency out-patient benefits in one plan.

Covered when you travel

Emergency overseas coverage plus Travel+ benefits for trips of up to 30 days per journey.

Renewable to 100

Your contract is guaranteed renewable up to age 100, so your protection grows old with you.

Two plans. One clear choice.

Same comprehensive benefits - the difference is how much you're covered for.

Select Standard
₱2Mper disability, per lifetime

Essential protection with your own choice of hospital and doctor. Available in Ward, Semi-Private and Private 2M rooms.

Choose your own hospital & doctorNo-cash-outlay or reimbursementTravel+ benefits included
Estimate Select Standard
MOST COVERAGE
Select Plus
₱5Maggregate limit, per year

Superior protection with higher annual limits and the full range of room tiers - up to Private 5M.

Everything in Select StandardHigher aggregate limit up to ₱5M/yearAll room tiers: Ward → Private 5M
Estimate Select Plus

Premium calculator

Choose a plan and coverage, add everyone you want to protect, and see the yearly premium instantly.

Age
Coverage / room tier

Estimates use the annual Core Benefits premiums (with Travel+) as of 1 November 2025 and are inclusive of applicable taxes. Final premiums are subject to underwriting.

Your estimate

Fill in the details and hit Calculate premium to see a full breakdown for everyone on the plan.

Frequently asked questions